About Kapwise

Our Story

The inception of Kapwise is backed by a strong human insight. Like most millennials, we, the Kapwise’s team, being millennials ourselves, too thought of living a luxurious life after college. We spent all our time and money on consumables, which seemed lucrative then. After a while, we felt duped and realized that all these consumables are not worthy of our income. But the period of realization happened quite late. Though we were earning good, financial stress started creeping in. We were determined to improve our situation and thus started exploring finance and learning human behaviour.

From speaking to and observing millennials, we found this problem to be very prevalent. There was very little awareness of the concept of financial planning and its importance. Mostly because of a lack of financial literacy and guidance. People spend their whole life coping with financial stress, have limited access to financial products, live paycheque to paycheque hence limited savings. As, though financial wellness services are available, it is limited to certain individuals. No one is focusing deeply on the backbone of the country, the middle-class people. More and more millennials feel as if they are losing track of their money. We wanted to help as many people as we could. Soon, this passion became the vision of the company, and this is how Kapwise was born with the vision that everyone has the right to live a life of abundance and be in a good state of financial wellness.

“I will be in a state of financial wellness when ____________?” Let us help you fill the blank.

Why choose Kapwise/ What Kapwise has in for you?

Kapwise firmly stands on four strong pillars of transparency, trust, simplicity, and unbiasedness. Our Mission is to help everyone plan, manage, and improve their finances, increase savings, invest for goals, manage taxes, pay off debt, and become financially well and independent. But because understanding these terms can be quite overwhelming sometimes, we make sure to keep the process simple.

We leverage technology to create a customized and calculative financial plan for you, such that all you need to do is to have goals and the willingness to achieve them. You will know precisely when, where, and how much to spend, save, and invest. Having this sense of clarity will improve your financial health and remove all the financial stress from your life. This, in turn, will boost your confidence, increase your productivity, achieve financial freedom, and get you more peace of mind. In short, with Kapwise, you always move up on the equation of financial wellness. 

Besides, one thing that we make us unique is that we never think of our users as customers but as a closely-knit community of people dedicated to improving their financial wellness. (Thus, unlike some other market players, Kapwise never cross-sell or upsell products (mutual fund, loan, insurances) hence, there is no commission involved.) The platform is completely transparent and safe. Additionally, we also have a very friendly support system to help you in every way possible.

Find out more on : https://www.kapwise.com/

March 18, 2022